Basically the title: are you going to do a Fresh Start for the new year? Why or why not?
I’m trying to figure out if I want to or not, so figured I’d find out other people’s reasonings before I decided.
Basically the title: are you going to do a Fresh Start for the new year? Why or why not?
I’m trying to figure out if I want to or not, so figured I’d find out other people’s reasonings before I decided.
No. I like having the historical data and being able to see trends in my net worth and spending over years. YNAB lets you hide closed accounts and unused categories, so I don’t feel like my budget is cluttered with stuff I don’t care about.
In the past, I used a fresh start when I was first starting out with YNAB. My first few budgets were experiments and served the purpose of letting me figure out how the software worked. When I finally got a good handle on how it worked, I did a fresh start and set up everything the way I liked it.