• mysoulishome@lemmy.world
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      6 months ago

      I work in insurance claims and I believe it would. Most homeowners insurance is “open peril” meaning for structures it covers everything that is not excluded…I don’t think any exclusions apply. Even an old/cheap named peril fire policy, I would argue for coverage under vandalism and vehicle (bulldozer). Seems like someone was tricked into the vandalism AFAIK.