When the other party says receipts are proof of debt it sounds just as silly.
Imagine if creditors could take anyone to court just by showing a receipt.
The thing is you have to sign a credit card application. So in this case the creditor should have been able to show the person signed for this debt via " wet signature"
The fact that they didn’t is their fuck up. Receipts aren’t contracts.
There’s no way bank of America doesn’t have the original papers he signed. The guys either making up that they couldn’t provide it as evidence, or he’s calling that application a receipt.
When the other party says receipts are proof of debt it sounds just as silly.
Imagine if creditors could take anyone to court just by showing a receipt.
The thing is you have to sign a credit card application. So in this case the creditor should have been able to show the person signed for this debt via " wet signature"
The fact that they didn’t is their fuck up. Receipts aren’t contracts.
There’s no way bank of America doesn’t have the original papers he signed. The guys either making up that they couldn’t provide it as evidence, or he’s calling that application a receipt.
I’ll bet it’s actually an e-signature thing, which is part of why he’s so hung up on the wet signature part
Part of signing up for a credit card is agreeing to terms of service, utilizing the card is tacit proof that you have already negotiated a contract.
Which is why the lawyer was attempting to get him to admit that he is the one utilizing the card.