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Yup. Bought at the end of 2019, refinanced in late 2020. Currently have a 15 year mortgage at a fixed 2.1% APR. I literally cannot afford to give this up.
It’s less that I want to leave this house, specifically, and more that I just want out of this state. For multiple reasons unrelated to my good mortgage deal, I’m stuck here for the foreseeable future.
On the bright side, I never thought I’d actually own a house so I’ll take the win.
Don’t you have to renew it every 5 years?
I haven’t heard of having to renew mortgage interest rates. A fixed interest rate should be good for the life of the loan.
I’m at 2.875% on a 25-year loan. I never plan on moving.
15 and 30 year fixed mortgages is pretty unique to the US.
