Sallie Mae wasn’t even a thing until 1973. Literally not boomers LOL. Federal student loans were very uncommon back before the 90s even and applied to only a few different areas, not everything. It is incredibly clear that something happened in the early 2000s that caused the current fiasco, with both tuition and debt skyrocketing.
You have to realize, when you are getting a cat you are entering into voluntary serfdom.
She is the owner, you are the pet. YTA