Part of it is also “engineer brain”, where you see problems in terms of a rigid system of rules and forget that most problems in real life outside of engineering depend on rules and systems but also human beings. Unlike a structural member in a bridge or a piece of code, human beings are weird, proud, scared, emotional and smart enough to get out of following rules when they don’t want to.
This is an excellent idea, I am going to discuss that with the family. My dad gets phished constantly, he’s pretty savvy but he also has early dementia, so between that and AI, it’s going to get harder in the future.