• 154 Posts
  • 354 Comments
Joined 1 year ago
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Cake day: June 15th, 2023

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  • Health Net is one of Centene’s companies and they pull this crap and worse every single day.

    Health Net’s provider lists includes a huge number of ghost providers. In my case even the ones that were real were the wrong kind of specialists. Heath Net insisted I go to these providers despite the fact they couldn’t help me and refused to see me.

    I ended up having to regularly make a 220 mile trip to get the healthcare I needed.

    It gets worse. Health Net regularly refused payment for services that were covered under their policy. I easily spent 10 hours a week on the phone trying to get legitimate claims paid by this horrible company. The first 45 minutes of the calls were spent trying to get past their first line “customer service” people to someone who could actually deal with the problem. Health Net repeatedly refused coverage on DME that they had previously paid for and said the previous approvals were a mistake. They weren’t.

    Health Net even refused payment for a visit to specialist after they had provided pre-approval for the visit in writing. It took seven months and probably 20 hours on the phone before the crooks paid the bill.

    Centene and their subsidiaries should be shut down and their executives should be in prison.







  • So we’re supposed to believe that the highest corporate profits in more than 70 years are not a primary driver of inflation? I don’t buy it and neither do all economists.

    It is unlikely that either the extent of corporate greed or even the power of corporations generally has increased during the past two years. Instead, the already-excessive power of corporations has been channeled into raising prices rather than the more traditional form it has taken in recent decades: suppressing wages.

    Corporations have such excessive power that they can even push the narrative that their historic profits don’t have anything to do with inflation. Some people actually believe the propaganda.





  • I’m worried it would cause permanent tension between two friends.

    Significant tension with our Mexican neighbors is exactly what Trump, Desantis and other weirdo’s rhetoric is causing. They’re just trying gin up more hatred from their bizarre, poorly educated, toxic supporters and they don’t get a fuck about anyone else.

    Each time some GOP idiot talks about invading or bombing Mexico the news spreads like wildfire in Mexico while American news media ignores it almost completely. I repeatedly hear about bullshit the GOP freaks are spouting from my Mexican friends instead of reading about it in our own mainstream media.






  • This would be of limited use for many people. Carriers lock people in by selling lots of phones that are missing frequency bands and cannot be used on their competitor’s networks. For instance, many of TMO’s phones cannot be used on AT&T and Verizon’s networks. My Oneplus 9Pro is a great phone, but if I wanted to switch to Spectrum (on Verizon’s network) or AT&T I would be forced to buy a new phone.

    Some phones like the Iphone and Pixels are compatible with every U.S. network, but plenty of others are not.




  • The worst of the medical centers that knowingly overcharged me was USC Keck in L.A. They completely ignored calls, emails, faxes and certified letters for nearly a year - never once responding to anything. The scumbags actually sent my account to collections despite my having a zero balance because they flatly refused to credit my overpayments. I’ve learned to refuse payment of any medical bill before making absolutely sure I owe the company what they are billing, and that can take months.

    The thing that amazes me with all of these companies is they expect you and I to be right on top of our accounts, respond to letters and calls, and pay their bills within 30 days. This despite the fact they don’t give a fuck about doing the same. My attitude has become the same as theirs: “fuck 'em, let them wait”. I get sternly worded bills with red “Past Due” printed on them every month, ignore them completely and pay when I’m ready. There’s been no downside.


  • Doesn’t matter, it’s all of them.

    It’s the majority of them, but there are exceptions. I switched to Blue Shield (not Blue Cross or one of the combined companies in some states) and had almost zero problems. They paid my claims accurately the vast majority of the time and fixed the occasional problem with relatively little fuss. The Blue Shield reps also knew their stuff and I never once had to explain my policy to them.

    Health Net is deliberately designed from the bottom up to refuse legitimate claims and to fight tooth and nail when customers demand they follow their own contract. IMO Health Net should be shut down.

    …my wife basically made this her daytime job calling about the bills and learning about how billing and coding works.

    I had to do the same, despite recovering from surgery. To make matters worse, after I hit the maximum out of pocket amount the medical centers continued to send bills showing I owed a balance. It took nearly a year and repeated escalation to their executive and legal departments to get them to provide refunds. Calls, faxes and certified letters were completely ignored.

    Corporate America has become quasi-legal and well-funded organized crime.



  • Name and shame - it does absolutely no good to post your experience without the insurance company name.

    Health Net pulled constant bullshit with me. The company regularly refused payment on claims, saying they weren’t covered after previously paying for the same service under the plan. Health Net even went so far to refuse payment on a claim when they had provided prior approval for the appointment in writing. They would refuse payment on things that were clearly covered and I had to read them the policy to even get them to look at the denial. Health Net literally trashed prior authorization requests my doctor sent in and it took 4 months and personally faxing the request myself to get them to admit they were throwing the faxes away. The list goes on and on.

    After major surgery I often spent 10+ hours per week on the phone with them because Health Net would deny so many claims. Getting rid of that crappy insurance company was a major relief.